SNAP Benefits January 2025 Schedule and Average Monthly Payouts

The SNAP benefits schedule for January 2025 outlines the important dates for when recipients will receive their monthly payouts - an important information to jumpstart the New Year. Also, get to know what the rich do to save on paying big taxes in today's Money Making Moves:  

> The Supplemental Nutrition Assistance Program (SNAP) benefits for January 2025 will be distributed across the US, with payout dates varying by state, recipient details, and local policies. States like Alaska, Vermont, and North Dakota distribute benefits on January 1, while others, like Florida and Texas, spread payments across the month. The maximum monthly benefit for a household of three in 2025 is £611 ($768), with an average benefit of £474 ($594), adjusted based on income, household size, and expenses. Eligible recipients must meet income, work, and asset requirements, with homeless individuals also qualifying for assistance.

> For the first time in 170 years, Cadbury has lost its royal warrant, a designation granted to companies supplying goods to the British royal family since Queen Victoria awarded it in 1854. The decision, part of a regular review process, follows Cadbury’s acquisition by US-based Mondelez and changes in the company’s ownership and operations. Mondelez expressed disappointment but acknowledged the decision, joining hundreds of brands that lost their warrants after Queen Elizabeth II’s passing in 2022. Despite this loss, Cadbury remains a beloved chocolate maker, with Dairy Milk recognized as the UK’s most popular chocolate brand in 2024.

> Lego is defying industry trends, posting revenue growth of 13% in the first half of the year while the toy market faces a second year of declining sales. The company's success stems from diversifying its products with licensed franchise sets, targeting adults alongside kids, and expanding into digital gaming and interactive experiences like Fortnite. Lego's ability to tap into pop culture, release innovative sets such as cityscapes and botanicals, and adapt quickly to consumer trends has kept it ahead of competitors. Additionally, by leveraging partnerships, theatrical releases, and digital content, Lego continues to engage new audiences and drive both brand relevance and retail sales.

Here’s a unique business idea: Transform unwanted storage-unit items into opportunities by creating a hybrid resale and community resource hub. When customers abandon items like the oversized pizza oven, instead of discarding or auctioning them off, refurbish and repurpose them for innovative uses, such as launching a pop-up pizzeria or local workshops. Partner with local organizations, like senior centers or churches, to explore creative ways these items can serve the community. This model not only reduces waste but also generates passive income while fostering goodwill and stronger local connections.

Start your own private wine label with ease by partnering with private wine label companies. These services handle the heavy lifting, offering pre-bottled varietals and even assisting with custom label design and branding. Companies like Terravant streamline the process, making it accessible for anyone to launch a unique wine brand without owning a vineyard. It’s a creative side hustle that combines passion with business potential!

> Email marketing continues to be a vital tool for brands, offering personalized and scalable communication throughout the customer journey. Trends like automation, advanced personalization, and loyalty programs are shaping its future, alongside interactivity and omnichannel strategies for seamless customer experiences. However, challenges like data silos and resource gaps must be tackled to maximize its potential. Ready to elevate your email marketing strategy? Check this out. 

> This Christmas will be a bittersweet milestone for seven-year-old Bear Payne, marking his first holiday without his father, Liam Payne, who tragically passed away in October. Cheryl Tweedy, Bear’s mother, is determined to honor Liam’s memory by surrounding Bear with love and family, including Liam’s parents and siblings, at her Buckinghamshire home. While Bear stands to inherit Liam’s £30 million fortune, Cheryl is careful not to overindulge him and is focused on creating meaningful, joyful memories while preserving Liam’s legacy. Despite lingering questions about Liam’s final days, his playful spirit and devotion to fatherhood continue to inspire those who loved him.

> Tax cuts during the Trump administration allowed Americans to hand down up to $13 million without federal estate tax, benefiting only the wealthiest 0.2% of taxpayers who use sophisticated strategies to minimize taxes. Legal techniques include trusts to freeze property values, life insurance policies for estate tax savings, and dynasty trusts that pass wealth to generations without ongoing taxes. Other methods involve charitable trusts offering tax breaks while providing income, transferring business assets at discounts, and gifting stocks to parents to avoid capital gains. While these strategies require careful planning, they highlight the advantages the ultra-wealthy have in preserving their fortunes.